Ashutosh Kumar

01. About Me

Architecting Digital Solutions

ashutoshkumar8701@gmail.com +91-8797994427 LinkedIn Profile GitHub Repositories

I am a Full-Stack Software Engineer with 2+ years of experience building and delivering enterprise-grade production systems across the MERN & Python stacks.

At TechFino Capital, I engineered a multi-product Loan Management System handling complete lending lifecycles. I integrated core financial APIs with Godrej Finance, Credit Saison, and AU Small Finance Bank, automating disbursement triggers, EMI reconciliation, and virtual accounts.

My experience spans robust backend microservices in Node.js, Express.js, TypeScript & FastAPI, schema optimization in MySQL & MongoDB, AWS deployments (EC2/S3), and building dynamic frontend web applications in React.js and Angular.

Loan Lifecycle Systems

Financial Bank API Integrations

Automated Ingestion Pipelines (85% reduction)

React & Angular Single Page Apps

LinkedIn GitHub Resume PDF

02. Experience

Production Engineering Track

Software Engineer

TechFino Capital Pvt. Ltd. Bengaluru, Karnataka

Nov 2024 – Present Full-time · Fintech Systems

Architected, developed, and maintained a multi-product Loan Management System using Node.js, Express, and React, covering full onboarding to repayment closure.
Built and consumed RESTful APIs integrating Godrej Finance and Credit Saison loan sync, approval callbacks, disbursement triggers, and EMI reconciliation with 30+ OpenAPI endpoints documented in Postman.
Integrated AU Small Finance Bank APIs for virtual accounts, payment processing, and automated repayment matching, eliminating manual reconciliation entirely.
Engineered an automated bulk data ingestion pipeline with email-based file processing, reducing manual effort by 85% and deployed on AWS EC2.
Architected a centralized configuration module for product rules & partner parameters, decoupling business logic from code deployments.
Implemented real-time bank account verification & NACH mandate registration via Razorpay API using JWT authentication & webhooks.

Node.js Express.js React.js TypeScript MySQL AWS EC2 Razorpay AU Bank API

Frontend Developer Intern

Numeric Infosystem Pvt. Ltd. Gwalior, Madhya Pradesh

May 2022 – Aug 2022 Internship · Enterprise Frontend

Built production-ready Angular + TypeScript components for a US-based enterprise client, delivering high quality features with 90%+ unit test coverage.
Owned REST API integration end-to-end including service layers, response models, and cross-layer debugging within an Agile sprint environment.

Angular TypeScript REST APIs Jasmine/Karma Agile/Scrum

03. Skills

Technical Arsenal

Languages

JavaScript 92%

TypeScript 88%

Python 78%

SQL 85%

Backend Architecture

Node.js / Express 92%

FastAPI (Python) 75%

REST APIs / JWT / Webhooks 95%

Frontend Ecosystem

React.js 88%

Angular 82%

3D WebGL / HTML5 / CSS3 85%

Databases & DevOps

MySQL / MongoDB 88%

AWS (EC2, S3) 75%

Docker / Git / Postman 82%

Node.js React.js TypeScript Angular FastAPI Python MySQL MongoDB Express.js AWS EC2 / S3 Razorpay API AU Bank API Docker Postman / OpenAPI Three.js 3D

04. Projects

Featured Projects

WatchHub

React & Node.js

Movie & Entertainment Discovery Hub

A responsive streaming & movie discovery platform powered by React.js and REST APIs. Enables users to explore trending cinema, view detailed analytics, search titles seamlessly, and curate customized personal watchlists with responsive dynamic rendering.

Real-time TMDB API Sync Personalized Watchlist Instant Search Engine Adaptive UI Design

React.js Node.js JavaScript ES6+ REST API CSS3

MailBlast

Full-Stack MERN

Automated Bulk Email Dispatch Engine

A production-grade bulk email dispatch system built on Node.js, Express, MongoDB, and React. Designed for high-deliverability email marketing, schedule queues, automated contact lists management, and live dispatch status tracking.

Mass Bulk Queueing Contact List Ingestion Status Diagnostics SMTP Failure Handling

React.js Node.js Express.js MongoDB Nodemailer

SpendWise

Angular & Node.js

Personal Finance & Expense Analytics

A full-stack personal finance application built with Angular, Node.js, Express, and MongoDB. Features JWT authentication, interactive Chart.js financial visualizers, budget limit alert engines, and complete CRUD tracking for personal expenses.

Chart.js Analytics JWT Auth & Protected Routes Mongoose Schema Budget Tracking

Angular TypeScript Node.js Express.js MongoDB

LoanFlow Engine

FastAPI & Node Microservices

Automated Loan Underwriting & Risk Pipeline

High-throughput backend underwriting platform combining Python FastAPI and Node.js microservices. Simulates credit scoring algorithms, bank account statement parsing, partner callback hooks, and asynchronous repayment matching via MySQL and Redis queues.

Async FastAPI Endpoints Automated Document Parsing Partner Callback Webhooks MySQL Transaction Logs

Python FastAPI Node.js MySQL Docker

Imaginar App

React & MERN

Full-Stack Social Engagement Platform

Interactive social platform engineered with React.js, Node.js, Express, and MongoDB. Implements real-time post feeds, JWT token sessions, media upload workflows, user followers, and dynamic post reactions.

JWT Security Post Interaction Engine React Router SPA Modular Express API

React.js Node.js Express.js MongoDB React Router

VoxAI Assistant Engine

Voice AI & FastAPI

Real-Time Speech-to-Text & Voice Synthesis Pipeline

An end-to-end multi-modal voice AI agent architecture. Converts user voice into text via Speech-to-Text (STT), processes context using GPT Intelligence, executes database queries & REST API tool calls, and synthesizes low-latency voice responses via Text-to-Speech (TTS).

Speech-to-Text (STT) Stream GPT Agent Orchestration DB & REST API Tool Calling Neural Text-to-Speech (TTS)

Python FastAPI OpenAI / LLM STT / TTS REST API

05. Education & Credentials

Academic & Certifications

Bachelor of Technology – Information Technology

ITM Group of Institutions

Gwalior, Madhya Pradesh

Jul 2020 – Jun 2024 CGPA: 8.2 / 10

Oracle Certified Foundations Associate

Oracle Certification Program

Verified Industry Credential

Certified SQL & Oracle Foundations

AWS Cloud Virtual Internship

Amazon Web Services (AWS)

Cloud Architecture

Certified EC2, S3 & Cloud Infra

06. Contact

Let's Connect & Build

I'm currently based in Bengaluru and open to exciting opportunities in Software Engineering, Backend Engineering, and Full-Stack Development. Let's discuss your team's goals!

Email Address ashutoshkumar8701@gmail.com

LinkedIn linkedin.com/in/ashutosh-kumar21

GitHub github.com/ashutoshkumar021

Send Direct Email Download Resume PDF

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